As Carson’s City Treasurer, I have a duty to provide financial information to its citizens. That duty can come in many forms; from offering information on the city’s current financial state to providing information that can protect Carson’s residents, every bit of information that I provide must inform or assist the city of Carson. I take this duty very seriously and I like to take any opportunity that I can to aid my fellow citizens.
One of the most common financial issues facing our society is scams. Many people assume that scammers prey on the uninformed and the gullible, but the truth is that anyone can get scammed very quickly. That is precisely why I wanted to share this list of common hoaxes to avoid.
If you’re an adult citizen, then you probably pay your taxes. However, there are a few rare occasions where something slips through the cracks and you will need to get audited by the IRS. This is a normal occurrence, and scammers know that. They take advantage of the situation and conduct fake phone calls to random citizens claiming that they will be arrested if they do not make a payment soon. The IRS does not do this. They will never call you and make threats. They will most certainly reach out, but not in the form of a phone call.
Debt Collection Scams
This is another popular scam that tricks several people. In short, thieves will contact you claiming that you are required to pay a legal debt and that they will pursue legal action if you do not comply. These claims are typically false. Legally, you can request written evidence of this claim before taking any further action. Do not simply assume that they are correct.
Credit Card Scams
This is a popular scam that involves thieves calling and claiming that they are, in fact, representatives of credit card companies and that they can offer discounts so long as you provide your credit card information. Your credit card company will not reach out to you and request your card information. Do not fall for this scam.
Tech Support Scams
In today’s technologically-advanced world, we all have a technological device in some for or another, and scammers are taking advantage. They will call you claiming to be tech support representatives who can assist you with your computer (or tech) needs. No tech support representative will ever reach out to you unless you’ve previously reached out to them. It’s similar to communicating with a doctor: your doctor will never call you out of the blue and ask if you’re doing well; you call them. These scammers trick thousands of people out of their personal information each year.
I hope that these common scams can assist you in the future. Protecting your personal information is of the utmost importance, and so being much more wary, particularly on phone calls, will help keep you from becoming a victim. Be safe and be smart.